After this credit card scam, we also advise you to see a video made by Transferwise clearly showing how other giant banks like Lloyds or HSBC secretly scam you when you make a money transfer abroad this time. The moral of the story is to carry a backup debit card, because it doesn`t seem like it`s an unusual situation. Your Charles Schwab Visa debit card offers rates for unlimited ATM withdrawals and overseas transaction fees. Each month, your account is reimbursed for any credit charges you have incurred. We will notify you whenever the card is locked or unlocked. If you need help blocking or unlocking the card or submitting a fraud request, contact us at 888-403-9000. .